SOME REAL ESTATE TERMS

Mortgage Terms

 

Pre-qualification letter =       1. Just a letter from a mortgage broker
                                            2. Review of all financial documents
                      3. See Pre-Approval

Pre-Approval =   1. Full credit approval
                                2. See Pre-qualification

Hard Loan Approval =            1. When lender has approved the loan in its’ entirety,
                                                  some funding conditions remain

                        Use the term Full Credit Approval for that
                                                                                   

Agents

Buyers agent =  1. For the people buying the listed property

Sellers agent =  1. For the people buying the listed property
                                                            “Eliot (the realtor) is selling the property to the prospective purchasers”
                     2. For the people selling their property

Listing agent = 1. For the person selling their property

 

Listing Disclaimer for every Listing:
            1. It is the responsibility of the Agent/buyer to confirm all information
            2. Information is deemed reliable, BUT NOT guaranteed.